This chart is for illustration only and fees are included where applicable. The payment estimates only provide a comparison of overall payments and do not consider individual circumstances, varying duration or potential consequences such as effects on creditworthiness, interest rates, legal outcomes, and outstanding balances. It’s crucial to explore multiple options as no single option may be suitable for everyone. DebtRelief1 estimates program costs based on average savings from completed consumer programs in the prior 6 months. Costs for debt consolidation assume a 4-year term with an APR of 9.34%, while credit counseling assumes a 5-year term with an APR of 6% and a $40 monthly fee. Minimum payment estimates assume an APR of 16% and a required minimum payments 2% payment on current debt or $25, whichever is greater. Results may vary, and program materials should be read thoroughly before enrollment.
An overview of your credit card debt is all it takes for us to start working on your behalf. Our trusted partners have experts who will walk you through the consolidation process.
Lower payments are possible. There are extended payment programs and plans that are based on your current income. If you qualify, all of your credit card debt can be lowered to one simple payment.
The variety of programs means your credit card payments will no longer be a burden. We’ll handle all the work to get your consolidation finalized.
